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MANULIFE SPRING

Manulife

Category

Savings

Coverage

Death, Total Permanent Disability, Terminal Illness

Coverage Term

Discrete Term 3 12

Overview

Manulife Spring is a 12 year endowment plan that offers yearly guaranteed cash benefits. The plan offers flexibility to shorten your premium payment period to 3 or 6 years by using your yearly guaranteed cash benefits to offset future premiums. Plan is capital guaranteed and offers 100% capital return at policy maturity. There is a guaranteed acceptance regardless of your health condition.

Key Features

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Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Savings Plan

Endowments, also known as savings plans, require the policyholder to pay a fixed amount for a specified time period (e.g. one-off payment or regularly for 5 to 25 years) and are seen as a disciplined way to save. Endowment plans are offered on a participating basis and will accumulate cash values. You may either receive these cash values at designated policy years or at maturity of policy. Endowments also allow you to surrender your policy and cash out should you urgently require cash.

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