Redemption by amortisation and final redemption

Unless previously redeemed or purchased and cancelled as provided below, the Issuer will redeem the Notes in 5 instalments on each amortisation date specified in column A below (each, an “Amortisation Date”) at its Final Redemption Amount as specified in the Pricing Supplement, plus accrued and unpaid interest to, but not including, the applicable Amortisation Date. The amount of Notes to be redeemed on a particular Amortisation Date (such amount, the “Amortisation Amount”) shall be equal to the product of (x) the applicable Amortisation Ratio on the applicable Amortisation Date set forth in column B below times (y) the principal amount of Notes outstanding immediately prior to the applicable Amortisation Date. If payment of the relevant Amortisation Amount is improperly withheld or refused in respect of a Note, the relevant principal amount of such Note will remain outstanding until whichever is the earlier of (i) the day on which all sums due in respect of such Note up to that day have been paid and (ii) the Business Day after the Trustee has given notice to the Noteholders in accordance with Condition 15 (Notices) that it has received all sums due in respect of such Notes up to that Business Day (except to the extent that there is any subsequent default in payment in accordance with these Conditions). The Notes shall be finally redeemed at their final Amortisation Amount payable on the Maturity Date.

Amortisation Date (A)	Amortisation Ratio (B)
23 April 2028	20/100
23 July 2028	20/80
23 October 2028	20/60
23 January 2029	20/40
Maturity Date	20/20