Redemption by amortisation and final redemption

Unless previously redeemed or purchased and cancelled as provided below, the Issuer will redeem the Notes in 5 instalments on each amortisation date specified in column A below (each, an “Amortisation Date”) at its Final Redemption Amount as specified in the Pricing Supplement, plus accrued and unpaid interest to, but not including, the applicable Amortisation Date. The amount of Notes to be redeemed on a particular Amortisation Date (such amount, the “Amortisation Amount”) shall be equal to the product of (x) the applicable Amortisation Percentage on the applicable Amortisation Date set forth in column B below times (y) the principal amount of Notes issued on the Issue Date; provided that such Amortisation Amount shall be adjusted proportionately to give effect to any issuances, redemptions, repurchases or cancellations of Notes after the Issue Date.

If payment of the relevant Amortisation Amount is improperly withheld or refused in respect of a Note, the relevant principal amount of such Note will remain outstanding until whichever is the earlier of (i) the day on which all sums due in respect of such Note up to that day have been paid and (ii) the Business Day after the Trustee has given notice to the Noteholders in accordance with Condition 15 (Notices) that it has received all sums due in respect of such Notes up to that Business Day (except to the extent that there is any subsequent default in payment in accordance with these Conditions). The Notes shall be finally redeemed at their final Amortisation Amount payable on the Maturity Date.

Amortization Schedule

Amortisation Date (A)	Amortisation Percentage (%) (B)
14 February 2027	20
14 May 2027	20
14 August 2027	20
14 November 2027	20
Maturity Date	20

In these Conditions, references to "principal" shall, unless the context requires otherwise, be deemed to include any Amortisation Amount and references to the "due date" for payment shall, unless the context requires otherwise, be deemed to include any Amortisation Date.”