We may redeem the Notes of any series at our option at any time, in whole or from time to time in part, at aredemption price (the "Redemption Price") equal to the sum of:

• the principal amount of the Notes of the applicable series being redeemed plus accrued interest on suchNotes to the redemption date; and

• the Make-Whole Amount, as defined below, if any, with respect to such Notes. If the Notes of any series are redeemed on or after the Applicable Par Call Date (as defned below), the Redemption Price will not include the Make-Whole Amount.

Make-whole call based on U.S. Treasury + 0.350% (+35 basis points); if, however, the Notes are redeemed on or after January 15, 2030, the redemption price will be equal to 100% of the principal amount of the Notes to be redeemed, plus accrued interest thereon to the date of redemption.

"Make-Whole Amount" means in connection with any optional redemption of the Notes, the excess, if any, of:

• the aggregate present value as of the date of redemption of each dollar of principal being redeemed and the amount of interest, calculated by us, excluding interest accrued to the date of redemption, that would have been payable in respect of each dollar assuming the Notes being redeemed matured on, and that accrued and unpaid interest on such Notes was payable on, the Applicable Par Call Date (determined by discounting, on a semiannual basis, the principal and interest at the Reinvestment Rate, determined on the third business day preceding the date notice of the redemption is given, from the respective dates on which the principal and interest would have been payable assuming the Notes being redeemed matured on, and that accrued and unpaid interest on such Notes was payable on, the Applicable Par Call Date), over

• the aggregate principal amount of the Notes being redeemed.

"Applicable Par Call Date" means (i) March 15, 2025, for any 2025 Notes (the date that is one month prior to the maturity of the 2025 Notes), (ii) January 15, 2030 for any 2030 Notes (the date that is three months prior to the maturity of the 2030 Notes) and (iii) October 15, 2049 for any 2050 Notes (the date that is six months prior to the maturity of the 2050 Notes).