All returns of 2 years and above have been annualised.
E.g. A 33.1% gain in 3 years when annualised, works
out to a 10% gain per year.
Performance figures are calculated on a bid to bid basis, in SGD terms with dividends reinvested at the dividend date. Bid
to bid basis mean that the returns do not take into account any
initial sales charge levied by the fund.