Fundsupermart.com
Licensed Custodian, Dealer and Financial Adviser.   CPFIS Registered Investment Administrator

FSM+ Programme

1. What is FSM+?

FSM+ is a free value-added service offered to clients who have declared themselves as Accredited Investors. FSM+ investors enjoy a greater level of personalised and specialised service and product offerings. While we would like to offer the same service to every individual, the criteria to qualify as an accredited investor are defined by the regulation.

For more benefits of FSM+, please refer to Reap More Benefits as a FSM+ Investor!

An Accredited Investor is defined as an individual who has either

a) An annual income of more than S$ 300,000 or

b) Net assets exceeding S$2,000,000

For more details on the definition of an accredited investor, please see What is an Accredited Investor?

2. Why did Fundsupermart introduce FSM+?

FSM+, previously known as the Fundsupermart Platinum Club, was created to differentiate between retail investors, and what the Monetary Authority of Singapore (MAS) deems Accredited Investors. In a consultation paper released 21 July 2014, MAS detailed its directive – Option for accredited investors to benefit from full range of capital markets regulatory safeguards applicable to retail investors:  

“6 MAS differentiates between retail and non-retail investors in its capital markets regulatory framework, with the full range of regulatory safeguards targeted at retail investors. Non-retail investors – institutional and expert investors – are considered to be better informed and/or better able to access resources to protect their interests, and hence require less regulatory protection. This approach is in line with the practice of other major financial centres.

7 The global financial crisis has led the international regulatory community to examine whether non-retail investors are necessarily better informed or require less regulatory protection than retail investors. In this respect, MAS proposes to provide AIs with a choice to benefit from the full range of capital markets regulatory safeguards that are applicable for retail investors. Under this proposal, AIs will by default be treated as retail investors unless they choose to “opt-in” to AI status. An AI who chooses to “opt-in” to AI status may be one who is willing to forgo the benefits of regulatory safeguards available to retail investors, in return for the ability to access a wider range of complex and risky investment products.”

Since the Platinum Club was launched in 2010, Fundsupermart has only offered restricted funds to our investors who have proactively declared their Accredited Investor status and hence enrolled in the Platinum Club. Continuing this practice and thus in accordance to the MAS directive, FSM+ will cater specifically to Fundsupermart Accredited Investors who have indicated their interest in accessing the wider range of investment products. To guide FSM+ investors in navigating these more sophisticated product offerings, dedicated service from our Investment Advisory team, in addition to other exclusive benefits, will be offered to FSM+ investors.

For more benefits of FSM+ and to enrol in the FSM+ programme, please refer to Reap More Benefits as a FSM+ Investor!

3. Benefits of FSM+

Enjoy private banking privileges and benefits with the FSM+ programme. FSM+ is a free value-added service offered to clients who have declare themselves as Accredited Investors. In addition to gaining access to a wider range of investment products, FSM+ investors will also receive dedicated service from our Investment Advisory team and priority invitation to exclusive events, among other benefits.

For a full list of benefits exclusive to FSM+ investors and to enrol in the FSM+ programme, please refer to Reap More Benefits as a FSM+ Investor!

4. How do I join FSM+?

To join FSM+, you will need to declare yourself as an Accredited Investor. You can do so by submitting the Individual Accredited Investor Declaration Form alongside with the required supporting documents. For a detailed guide to the application process, please refer to Reap More Benefits as a FSM+ Investor!

Do note that an Accredited Investor is defined as an individual who has either
a) An annual income of more than S$ 300,000 or
b) Net assets exceeding S$2,000,000

For more details on the definition of an accredited investor, please see HERE

5. I do not wish to declare as an Accredited Investor. Can I still benefit from FSM+?

To better personalise our services to FSM+ investors, only Accredited Investors who are part of FSM+ will be able to enjoy the full suite of specialised service and product offerings. Unfortunately, investors who meet the criteria of joining FSM+, but do not wish to do so, will not be able to enjoy these privileges.

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