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For many investors who are starting out, initial capital is often a problem. We now have a special list of funds which allow investors to start investing without any initial investment amount at all! This means that for as little as $100 per month, you can start your investment plan straight away and make your money work harder for you!


Learn how much to invest per month to meet your financial goals with our RSP Calculator


Fund Name RSP Amount(SGD) Risk Rating Category Geography Sales Charge(%) Buy
AB Glb Grth Trends-A SGD 1000 7 Equity Global 0
AB Glb High Yield-AT AUD-H   1125 4 Fixed Income Global 0
AB Glb High Yield-AT SGD-H   1000 4 Fixed Income Global 0
AB Thematic Research-A SGD 1000 7 Equity Global 0
Aberdeen American Opp 100 8 Equity US 0
Aberdeen Asian Smaller Cos 100 10 Equity Asia Pacific Exc. Japan 0
Aberdeen China Opportunities 100 9 Equity China 0
Aberdeen European Opportunities 100 8 Equity Europe including UK 0
Aberdeen Global Emerging Markets 100 9 Equity Emerging Markets 0
Aberdeen Global Opportunities 100 7 Equity Global 0
Aberdeen Global Opportunities USD 2500 7 Equity Global 0
Aberdeen Global Technology 100 10 Equity Global 0
Aberdeen India Opportunities   100 9 Equity India 0
Aberdeen Indonesia Equity   100 9 Equity Indonesia 0
Aberdeen Japan Equity   100 8 Equity Japan 0
Aberdeen Malaysian Equity   100 9 Equity Malaysia 0
Aberdeen Pacific Equity 100 8 Equity Asia Pacific Exc. Japan 0
Aberdeen Pacific Equity USD 5000 8 Equity Asia Pacific Exc. Japan 0
Aberdeen Singapore Equity 100 8 Equity Singapore 0
Aberdeen Thailand Equity   100 9 Equity Thailand 0
Allianz Eur Equity Gth Cl AT Acc EUR   150 8 Equity Europe including UK 0
Allianz Eur Equity Gth Cl AT Acc H2-SGD 100 8 Equity Europe including UK 0
Allianz Glb High Payout (SGD) 100 8 Alternative Investments Global 0
Allianz Inc and Growth Cl AM Dis H2-AUD 150 7 Alternative Investments US 0
Allianz Inc and Growth Cl AM Dis H2-SGD 100 7 Alternative Investments US 0
Allianz US High Yield AM Dis H2-SGD     100 4 Fixed Income US 0
Allianz US High Yield AM H2-AUD   150 4 Fixed Income US 0
Allianz US High Yield AM H2-RMB   100 4 Fixed Income US 0
Allianz US High Yield Cl AM USD   200 4 Fixed Income US 0
Amundi Glb Luxury & Lifestyle SGD Cl AS 100 9 Equity Global 0
Amundi Oasis MENA Fund SGD Cl AS 100 9 Equity Middle East & Africa 0
Amundi Spore Dividend Growth SGD Cl AS 100 8 Equity Singapore 0
Aviva Inv Glb HY Bd Axh SGD   100 4 Fixed Income Global 0
BNPP A European Multi-Asset Inc Cap EUR 100 6 Balanced Europe including UK 0
BNPP A European Multi-Asset Inc Cap RH AUD 100 6 Balanced Europe including UK 0
BNPP A European Multi-Asset Inc MD RH SGD 100 6 Balanced Europe including UK 0
BNPP A European Multi-Asset Inc MD RH USD 100 6 Balanced Europe including UK 0
Blackrock ASEAN Leaders A2 USD 100 9 Equity South East Asia 0
Blackrock Emerging Europe A2 EUR 100 9 Equity Eastern Europe 0
Blackrock Emerging Europe A2 SGD-H 100 9 Equity Eastern Europe 0
Blackrock European Eqty Income A6 SGD-H 100 8 Equity Europe including UK 0
Blackrock European Spec Situations A2 AUD-H 100 8 Equity Europe including UK 0
Blackrock European Spec Situations A2 EUR 100 8 Equity Europe including UK 0
Blackrock European Spec Situations A2 GBP-H 100 8 Equity Europe including UK 0
Blackrock European Spec Situations A2 USD-H 100 8 Equity Europe including UK 0
Blackrock Fixed Inc Global Opps A2 EUR-H   100 4 Fixed Income Global 0
Blackrock Fixed Inc Global Opps A5 SGD-H   100 4 Fixed Income Global 0
Blackrock Fixed Inc Global Opps A6 USD   100 4 Fixed Income Global 0
Blackrock Global Corp Bond A2 EUR-H   100 3 Fixed Income Global 0
Blackrock Global Corp Bond A3 GBP-H   100 3 Fixed Income Global 0
Blackrock Global Corp Bond A6 USD   100 3 Fixed Income Global 0
Blackrock Global Corp Bond A8 AUD-H   100 3 Fixed Income Global 0
Blackrock Global Eqty Inc A6 SGD-H 100 7 Equity Global 0
Blackrock India Fund A2 USD 100 9 Equity India 0
Blackrock Latin American A2 AUD-H 100 9 Equity Latin America 0
Blackrock Latin American A2 GBP 100 9 Equity Latin America 0
Blackrock Latin American A2 SGD-H 100 9 Equity Latin America 0
Blackrock Latin American A2 USD 100 9 Equity Latin America 0
Blackrock New Energy A2 USD 100 10 Equity Global 0
Blackrock World Agriculture A2 EUR-H 100 10 Equity Global 0
Blackrock World Agriculture A2 SGD-H 100 10 Equity Global 0
Blackrock World Agriculture A2 USD 100 10 Equity Global 0
Blackrock World Energy Fund A2 SGD-H 100 10 Equity Global 0
Blackrock World Energy Fund A2 USD 100 10 Equity Global 0
Blackrock World Financials A2 USD 100 10 Equity Global 0
Blackrock World Healthscience A2 AUD-H 100 10 Equity Global 0
Blackrock World Healthscience A2 SGD-H 100 10 Equity Global 0
Blackrock World Healthscience A2 USD 100 10 Equity Global 0
Blackrock World Real Estate Sec A2 USD 100 10 Equity Global 0
Cash Fund   100 0 Money Market Singapore 0
DWS Global Agribiz A2 SGD 100 10 Equity Global 0
DWS Global Agribiz A2 USD 250 10 Equity Global 0
Deutsche Asia Premier Tst Cl A 100 8 Equity Asia ex India & Japan 0
Deutsche Asian Small/Mid Cap A SGD 100 10 Equity Asia Pacific Exc. Japan 0
Deutsche China Eqty Fund Cl A SGD 100 9 Equity China 0
Deutsche Glb Themes Eqty A SGD 100 7 Equity Global 0
Deutsche Lion Bond Cl A   100 1 Fixed Income Global 0
Deutsche Noor Prec Metals CL J SGD 100 10 Equity Global 0
Deutsche Premier Select Tst 100 6 Balanced Global 0
Deutsche SGP small/midCap A SGD 100 10 Equity Singapore 0
Deutsche Singapore Eqty Fd 100 8 Equity Singapore 0
Eastspring Inv China Eq Fund SGD AS 100 9 Equity China 0
Eastspring Inv India Equity AS SGD 100 9 Equity India 0
Eastspring Inv Jap Dynamic SGD AS (H) 100 8 Equity Japan 0
Eastspring Inv UT Asian Balanced 100 6 Balanced Asia excluding Japan 0
Eastspring Inv UT Dragon Peacock 100 9 Equity China & India 0
Eastspring Inv UT Global Balanced 100 6 Balanced Global 0
Eastspring Inv UT Global Basics SGD 100 7 Equity Global 0
Eastspring Inv UT Global Tech 100 10 Equity Global 0
Eastspring Inv UT Pan European 100 8 Equity Europe including UK 0
Eastspring Inv UT SG Select Bd A   100 1 Fixed Income Singapore 0
Eastspring Investments MIP A   100 4 Fixed Income Global 0
Eastspring Investments MIP M   100 4 Fixed Income Global 0
Eastspring Investments MIP M (RMB-H) CNH   150 4 Fixed Income Global 0
FTIF-Franklin US Opp Fd A(acc) SGD 500 8 Equity US 0
FTIF-Templeton Asian Grth A(acc) SGD 100 8 Equity Asia excluding Japan 0
FTIF-Templeton Glb Bal Fd A(acc) SGD 100 6 Balanced Global 0
FTIF-Templeton Glb Bond A(mdis) SGD   100 3 Fixed Income Global 0
FTIF-Templeton Glb Bond A(mdis) SGD-H1   100 3 Fixed Income Global 0
FTIF-Templeton Glb Total Ret A(mdis) SGD-H1     100 4 Fixed Income Global 0
FTIF-Templeton Global Fd A(acc) SGD 100 7 Equity Global 0
FTIF-Templeton Korea Fd A(acc) SGD 100 9 Equity Korea 0
FTSF-Templeton Shariah Global Eqty A(acc) 100 7 Equity Global 0
Fidelity America A SGD 100 8 Equity US 0
Fidelity America A SGD Hedged 100 8 Equity US 0
Fidelity America A USD   100 8 Equity US 0
Fidelity Asian HY AMDIST SGD Hedged     100 5 Fixed Income Asia excluding Japan 0
Fidelity Asian Special Situations A USD 100 8 Equity Asia excluding Japan 0
Fidelity China Consumer A SGD 100 9 Equity China 0
Fidelity China Focus A SGD 100 9 Equity China 0
Fidelity Emerging Market Fund A SGD 100 9 Equity Emerging Markets 0
Fidelity European Aggressive A EUR 100 8 Equity Europe including UK 0
Fidelity European Aggressive A SGD 100 8 Equity Europe including UK 0
Fidelity European Growth A EUR 100 8 Equity Europe including UK 0
Fidelity European High Yield A EUR   100 4 Fixed Income Europe including UK 0
Fidelity European High Yield AMDIST EUR   100 4 Fixed Income Europe including UK 0
Fidelity Gbl Dividend A-MINC(G) SGD 100 7 Equity Global 0
Fidelity Germany A EUR 100 9 Equity Germany 0
Fidelity Glb Financial Services A EUR 100 10 Equity Global 0
Fidelity Japan A SGD 100 8 Equity Japan 0
Fidelity Korea A USD 100 9 Equity Korea 0
Fidelity Latin America A USD 100 9 Equity Latin America 0
Fidelity South East Asia A SGD 100 8 Equity Asia ex India & Japan 0
Fidelity Taiwan A USD 100 9 Equity Taiwan 0
Fidelity US High Yield A USD   100 4 Fixed Income US 0
Fidelity US High Yield AMDIST USD   100 4 Fixed Income US 0
First State Asia Innovation Fund 100 10 Equity Asia excluding Japan 0
First State Asian Growth Fund   100 8 Equity Asia excluding Japan 0
First State Bridge   100 6 Balanced Asia Pacific Exc. Japan 0
First State Dividend Advantage   100 8 Equity Asia Pacific Exc. Japan 0
First State Glb Balanced Fund 100 6 Balanced Global 0
First State Glb Resources   100 10 Equity Global 0
First State Regional China Fund   100 8 Equity Greater China 0
Fullerton Asian Bond Fd Cl B SGD   100 3 Fixed Income Asia excluding Japan 0
GrowthPath 2030 100 6 Balanced Global 0
GrowthPath 2040 100 6 Balanced Global 0
HGIF Asia Ex-Jap Eq Sm Cos SGD AD 100 10 Equity Asia excluding Japan 0
HGIF Asia ex Jap Eq-A SGD 100 8 Equity Asia excluding Japan 0
HGIF Chinese Eq SGD AD 100 9 Equity China 0
HGIF EUR Eq SGD PD 100 8 Equity Europe including UK 0
HGIF Indian Eq SGD AD 100 9 Equity India 0
HGIF Turkey Equity Fund SGD CL AD 100 10 Equity Turkey 0
Henderson Asia-Pacific Prop Eq Fd 100 10 Equity Asia including Japan 0
Henderson European 100 8 Equity Europe including UK 0
Henderson European Prop Sec 100 10 Equity Europe including UK 0
Henderson Glb Property Eq Fd 100 10 Equity Global 0
Henderson Global Technology   100 10 Equity Global 0
Henderson Hzn China A2 SGD 500 10 Alternative Investments Greater China 0
ING (L) RF Em Mkt Debt HC P SGD-H   100 5 Fixed Income Emerging Markets 0
Infinity European Stock Index 100 8 Equity Europe including UK 0
Infinity Global Stock Index 100 7 Equity Global 0
Infinity US 500 Stock Index 100 8 Equity US 0
JPM Global Income Fund A (mth) SGD-H 100 5 Balanced Global 0
JPMorgan Asia Pacific Income Fund SGD A Mth 100 6 Balanced Asia Pacific Exc. Japan 0
JPMorgan Asia Pacific Income SGD(Hedged) A Mth 100 6 Balanced Asia Pacific Exc. Japan 0
JPMorgan Korea Equity Fund USD A (Acc)   100 9 Equity Korea 0
Legg Mason Clearbridge Val Fd Cl A Acc-SGD 100 8 Equity US 0
Legg Mason Opps Fund A Acc USD 100 9 Equity US 0
Legg Mason Royce US Sm Cap Opp A USD   100 10 Equity US 0
Legg Mason Royce US SmCapOpp A ACC SGD-H 100 10 Equity US 0
Legg Mason WA Asian Bond Trust   100 4 Fixed Income Asia excluding Japan 0
Legg Mason WA Asian Enterprise 100 8 Equity Asia excluding Japan 0
Legg Mason WA Global Bond Trst   100 2 Fixed Income Global 0
Legg Mason WA Global HY Fd A SGD H (mdis) plus     100 4 Fixed Income Global 0
Legg Mason WA SEA Special Sits 100 9 Equity South East Asia 0
Legg Mason WA Spore Bond Class A SGD   100 1 Fixed Income Singapore 0
Legg Mason WA Spore Opp Trust ClA S$ 100 8 Equity Singapore 0
Legg Mason WA US MM Cl A USD Acc   100 2 Money Market US 0
Legg Mason WAM GMS A-DIS-M SGD H plus     100 4 Fixed Income Global 0
LionGlobal Asia Bond SGD   100 4 Fixed Income Asia excluding Japan 0
LionGlobal Asia Pacific 100 8 Equity Asia Pacific Exc. Japan 0
LionGlobal China Growth 100 8 Equity Greater China 0
LionGlobal India Fund 100 9 Equity India 0
LionGlobal Japan Fund 100 8 Equity Japan 0
LionGlobal Japan Growth Fund   100 8 Equity Japan 0
LionGlobal Korea Fund 100 9 Equity Korea 0
LionGlobal Malaysia 100 9 Equity Malaysia 0
LionGlobal Multi Income 200 6 Balanced Global 0
LionGlobal SGD Income Plus 200 5 Balanced Global 0
LionGlobal SGD Money Market   100 0 Money Market Singapore 0
LionGlobal Short Duration Bond Fund     100 2 Fixed Income Global 0
LionGlobal Singapore Balanced 100 5 Balanced Singapore 0
LionGlobal Singapore Trust 100 8 Equity Singapore 0
LionGlobal Singapore/Malaysia 100 9 Equity Malaysia & Singapore 0
LionGlobal South East Asia 100 9 Equity South East Asia 0
LionGlobal Spore Fixed Inc-A   100 1 Fixed Income Singapore 0
LionGlobal Taiwan 100 9 Equity Taiwan 0
LionGlobal Target Return 100 6 Balanced Global 0
LionGlobal Thailand 100 9 Equity Thailand 0
LionGlobal Vietnam SGD 100 9 Equity Vietnam 0
Manulife Asian Small Cap Equity A SGD 110 10 Equity Asia Pacific Exc. Japan 0
NATIXIS IF Loomis Sayles Multisector Inc R/D SGD   100 3 Fixed Income Global 0
Neuberger Berman China Eqty A SGD-H Acc 100 9 Equity China 0
Neuberger Berman China Eqty A USD Acc 100 9 Equity China 0
Neuberger Berman EM Corp Debt A SGD-H mdis   100 5 Fixed Income Emerging Markets 0
Neuberger Berman EM Corp Debt A USD Acc   100 5 Fixed Income Emerging Markets 0
Neuberger Berman EM Corp Debt A USD mdis   100 5 Fixed Income Emerging Markets 0
Neuberger Berman EMD Hard Ccy A SGD-H mdis   100 5 Fixed Income Emerging Markets 0
Neuberger Berman EMD Hard Ccy A USD Acc   100 5 Fixed Income Emerging Markets 0
Neuberger Berman EMD Hard Ccy A USD mdis   100 5 Fixed Income Emerging Markets 0
Neuberger Berman EMD Local Ccy A SGD-H mdis   100 5 Fixed Income Emerging Markets 0
Neuberger Berman EMD Local Ccy A USD Acc   100 5 Fixed Income Emerging Markets 0
Neuberger Berman EMD Local Ccy A USD mdis   100 5 Fixed Income Emerging Markets 0
Neuberger Berman Gbl Bd Abs Ret A SGD-H mdis   100 4 Fixed Income Global 0
Neuberger Berman Gbl Bd Abs Ret A USD Acc   100 4 Fixed Income Global 0
Neuberger Berman Gbl Bd Abs Ret A USD mdis   100 4 Fixed Income Global 0
Neuberger Berman High Yield Bd A SGD-H Acc   100 4 Fixed Income US 0
Neuberger Berman High Yield Bd A SGD-H mdis   100 4 Fixed Income US 0
Neuberger Berman High Yield Bd A USD Acc   100 4 Fixed Income US 0
Neuberger Berman High Yield Bd A USD mdis   100 4 Fixed Income US 0
Neuberger Berman SD EM Debt A SGD-H mdis   100 4 Short Duration Bond Emerging Markets 0
Neuberger Berman SD EM Debt A USD Acc   100 4 Short Duration Bond Emerging Markets 0
Neuberger Berman SD EM Debt A USD mdis   100 4 Short Duration Bond Emerging Markets 0
Neuberger Berman SD High Yld Bd A AUD-H mdis   100 4 Short Duration Bond US 0
Neuberger Berman SD High Yld Bd A SGD-H mdis   100 4 Short Duration Bond US 0
Neuberger Berman SD High Yld Bd A USD Acc   100 4 Short Duration Bond US 0
Neuberger Berman US Long Short Eqty A1 SGD-H Acc 100 10 Alternative Investments US 0
Neuberger Berman US Long Short Eqty A1 USD Acc 100 10 Alternative Investments US 0
Neuberger Berman US Multicap Opp A SGD-H Acc 100 8 Equity US 0
Neuberger Berman US Multicap Opp A USD1 Acc 100 8 Equity US 0
Neuberger Berman US Real Est Sec A SGD-H Acc 100 10 Equity US 0
Neuberger Berman US Real Est Sec A USD Acc 100 10 Equity US 0
Neuberger Berman US Strat Inc A SGD-H mdis   100 3 Fixed Income US 0
Neuberger Berman US Strat Inc A USD mdis   100 3 Fixed Income US 0
Nikko AM China Onshore Bond Fund RMB   150 5 Fixed Income China-Local 0
Nikko AM Glb Div Equity SGD-H ACC 100 7 Equity Global 0
Nikko AM Glb Div Equity SGD-H DIS 100 7 Equity Global 0
Nikko AM Japan Dividend Equity SGD-H 100 8 Equity Japan 0
Nikko AM Shenton Asia Div Eqty Fund 100 9 Equity Asia excluding Japan 0
Nikko AM Shenton Asia Pacific Fund 100 8 Equity Asia excluding Japan 0
Nikko AM Shenton Emg Enterprise Discovery Fd 100 10 Equity Asia excluding Japan 0
Nikko AM Shenton Glb Opportunities - SGD Class 100 7 Equity Global 0
Nikko AM Shenton Glb Prop Sec Fd (S$)   100 10 Equity Global 0
Nikko AM Shenton HIF Singapore Div Eqty   100 8 Equity Singapore 0
Nikko AM Shenton Income Fund(S$)   100 4 Fixed Income Asia excluding Japan 0
Nikko AM Shenton Japan Fund SGD 100 8 Equity Japan 0
Nikko AM Shenton ShortTerm Bond(A$)   750 2 Short Duration Bond Global 0
Nikko AM Shenton ShortTerm Bond(S$)     100 1 Short Duration Bond Global 0
Nikko AM Shenton Thrift Fund 100 8 Equity Singapore 0
PIMCO Total Return Bond E Acc SGD Hed   100 3 Fixed Income US 0
Parvest Eq Brazil USD 100 9 Equity Brazil 0
Parvest Eq Russia EUR   100 9 Equity Russia 0
Parvest Eq World Energy Classic USD 100 10 Equity Global 0
Phillip Money Market   100 0 Money Market Singapore 0
Phillip Spore Real Estate Income Cl A SGD 200 10 Equity Singapore 0
PineBridge Acorns of Asia Balanced Fund 100 6 Balanced Asia excluding Japan 0
PineBridge India Equity A5 SGD 250 9 Equity India 0
PineBridge Singapore Bond Fund   100 1 Fixed Income Singapore 0
RIC Emerging Markets Eqty ClJ USD 100 9 Equity Emerging Markets 0
Schroder AS Commodity Fd SGD-H A Acc 5000 10 Alternative Investments Global 0
Schroder AS Gold&Prec Metals A Acc SGD-H 100 10 Alternative Investments Global 0
Schroder Asian Bond Fund   100 4 Fixed Income Asia excluding Japan 0
Schroder Asian Equity Yield Fund Cl A   100 8 Equity Asia Pacific Exc. Japan 0
Schroder Asian Growth Fund   100 8 Equity Asia ex India & Japan 0
Schroder Asian Income AUD-H 150 6 Balanced Asia Pacific Exc. Japan 0
Schroder Asian Income SGD 100 6 Balanced Asia Pacific Exc. Japan 0
Schroder Asian Inv Grade Credit Cl A   100 3 Fixed Income Asia excluding Japan 0
Schroder BRIC Fund   100 9 Equity BRIC 0
Schroder China Opps Fund SGD 100 9 Equity China 0
Schroder Emerging Europe Fund 100 9 Equity Eastern Europe 0
Schroder Emerging Markets Fund 100 9 Equity Emerging Markets 0
Schroder European Equity Alpha Fund 100 8 Equity Europe including UK 0
Schroder Global Em Mkt Opps Fund SGD 100 9 Equity Emerging Markets 0
Schroder Global High Yield Fund   100 4 Fixed Income Global 0
Schroder Greater China Fund 100 8 Equity Greater China 0
Schroder ISF EM Debt Ab Rt A Dis SGD-Hedged   100 5 Fixed Income Emerging Markets 0
Schroder ISF Gb Climate Ch Eq A Acc SGD 100 9 Equity Global 0
Schroder ISF Gb Div Max A DIS SGD 100 7 Equity Global 0
Schroder ISF Glb Co Bnd SGD Hedged A Dis   100 3 Fixed Income Global 0
Schroder ISF Glb Multi-Asset Inc A Dis SGD-H 1500 5 Balanced Global 0
Schroder ISF Middle East SGD A Acc 100 9 Equity Middle East & Africa 0
Schroder Multi-Asset Revolution Cl A   100 6 Balanced Global 0
Schroder SG Fixed Income Fd CL A   100 1 Fixed Income Singapore 0
Schroder Singapore Trust Cl A 100 8 Equity Singapore 0
Threadneedle (Lux) Pan Euro Eq Cl ASH SGD 100 8 Equity Europe including UK 0
Threadneedle (Lux) Pan Euro Sm Cap Opp AE EUR   250 10 Equity Europe including UK 0
Threadneedle (Lux) Pan Euro Sm Cap Opp ASH SGD 100 10 Equity Europe including UK 0
United ASEAN Fund 100 9 Equity South East Asia 0
United Asia Fund SGD 100 8 Equity Asia excluding Japan 0
United Asia Pac Infrastructure 100 9 Equity Asia including Japan 0
United Asian Bond Fund Class SGD     100 4 Fixed Income Asia excluding Japan 0
United Asian Growth Opprt 100 10 Equity Asia Pacific Exc. Japan 0
United Emerging Markets Bond Fund     100 5 Fixed Income Emerging Markets 0
United Global Financials Fund   100 10 Equity Global 0
United Global Healthcare Fund 100 10 Equity Global 0
United Global Resources Fund 100 10 Equity Global 0
United Gold & General Fund 100 10 Equity Global 0
United Greater China Fund 100 8 Equity Greater China 0
United International Growth Fund 100 7 Equity Global 0
United Japan Growth Fund 100 8 Equity Japan 0
United SGD Fund Cl A (Dist) SGD   100 2 Short Duration Bond Singapore 0
United SGD Fund Cl A Acc     100 2 Short Duration Bond Singapore 0
United Singapore Bond Fund   100 1 Fixed Income Singapore 0

Note: For funds not in this RSP Special List, you are required to meet the fund’s minimum initial investment amount before starting the RSP.

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