List of Riders

NTUC Income

Name of Rider Coverage Term Available Premium Type Rider Product Description
ASSIST RIDER
  • N/A

  • N/A

CHILD ILLNESS RIDER
  • N/A

  • N/A

DAILY CASH RIDER
  • N/A

  • N/A

Dread Disease Premium Waiver
  • From 2 Year(s) to 84 Year(s)

  • Up to age 84

  • Regular Premium

This is a non-participating, regular premium rider that waives future premium payments on the policy for the remaining term of the rider upon diagnosis of the insured with a specified Dread Disease during the term of the rider. The rider terms available are from 2 years to 84 years. The maximum entry age is 74 last birthday and the rider should not cover beyond age 84 last birthday of the insured or the premium payment term of the policy, whichever is earlier.
Early Cancer Waiver
  • From 2 Year(s) to 35 Year(s)

  • Regular Premium

Early Cancer Waiver is a non-participating, regular premium rider that waives future premiums on the policy for the remaining term of the rider upon diagnosis of the insured with an early-stage cancer during the term of the rider. The rider terms available are from 2 years to 35 years, up to age 64 last birthday, or up to age 84 last birthday. The maximum entry age is 64 last birthday and the rider should not cover beyond age 84 last birthday of the insured or the premium payment term of the policy, whichever is earlier. It is advisable for the policyholder to choose a rider term that matches the premium payment term of the policy. Any extension or renewal on the rider term is subject to underwriting and maximum entry age set. Please note that the premium rates are not guaranteed. These rates may be adjusted based on future experience.
Enhanced Payor Premium Waiver
  • From 2 Year(s) to 84 Year(s)

  • Up to age 84

  • Regular Premium

Enhanced Payor Premium Waiver is a non-participating, regular premium rider that waives future premium payments on the policy for the remaining term of the rider upon death, or diagnosis of the insured with total and permanent disability (TPD) or a specified dread disease (DD) during the term of the rider (if TPD occurs before the age of 70). The rider terms available are from 2 years to 84 years. The maximum entry age is 74 last birthday and the rider should not cover beyond age 84 last birthday of the insured or the premium payment term of the policy, whichever is earlier.
Hospital & Surgical Rider
  • N/A

  • Regular Premium

Hospital & Surgical Rider is a non-participating, regular premium rider that reimburses specific medical expenses paid during a hospital stay in Singapore. This rider also provides a death benefit. This rider is automatically renewed every 5 years (subject to a maximum coverage age of 79 last birthday). The maximum entry age is 74 last birthday for adult and 17 last birthday for child.
Hospital Benefit Rider
  • From 2 Year(s) to 35 Year(s)

  • Up to age 54,59,6979

  • Regular Premium

Hospital Benefit Rider is a non-participating, regular premium rider that provides a daily income in the event of hospitalisation in Singapore. This rider is available on a yearly renewable basis or for a term between 2 to 35 years (subject to a maximum coverage age of 79 last birthday) or up to age 54, 59 or 64 last birthday. The maximum entry age is 74 last birthday for adult and 17 last birthday for child.
PLUS RIDER
  • N/A

  • N/A

Payor Premium Waiver
  • From 2 Year(s) to 84 Year(s)

  • Up to age 84

  • Regular Premium

Payor Premium Waiver is a non-participating, regular premium rider that waives future premium payments on the policy for the remaining term of the rider upon death or diagnosis of the insured with total and permanent disability (TPD) during the term of the rider (if TPD occurs before the age of 70). The rider terms available are from 2 years to 84 years. The maximum entry age is 74 last birthday and the rider should not cover beyond age 84 last birthday of the insured or the premium payment term of the policy, whichever is earlier.

Manulife

Name of Rider Coverage Term Available Premium Type Rider Product Description
ACCIDENTAL DEATH BENEFIT RIDER
  • N/A

  • N/A

CRITICAL CARE COMPLETE RIDER (MPL)
  • N/A

  • N/A

CRITICAL CARE ENHANCER RIDER (MPDT)
  • N/A

  • N/A

CRITICAL CARE ENHANCER RIDER (MPT/MST)
  • N/A

  • Follow Basic Plan

CRITICAL CARE PAYOR BENEFIT RIDER
  • N/A

  • N/A

CRITICAL CARE PAYOR BENEFIT RIDER (SPOUSE)
  • N/A

  • N/A

CRITICAL CARE RIDER (LIFEREADY)
  • Follow Basic Plan's Premium Term

  • N/A

CRITICAL CARE WAIVER RIDER
  • N/A

  • N/A

Critical Care Enhancer Rider
  • N/A

  • N/A

DISABILITY ADVANCE PAYMENT PLUS RIDER
  • N/A

  • N/A

EARLY CRITICAL CARE RIDER (LIFEREADY)
  • N/A

  • N/A

LIFE BENEFIT MULTIPLIER
  • N/A

  • N/A

MEDICASH BENEFIT RIDER
  • N/A

  • N/A

PAYOR BENEFIT PLUS RIDER (I)
  • N/A

  • N/A

PAYOR BENEFIT PLUS RIDER (I) (SPOUSE)
  • N/A

  • N/A

PAYOR BENEFIT RIDER
  • N/A

  • N/A

PAYOR BENEFIT RIDER (I)
  • N/A

  • N/A

PERSONAL ACCIDENT BENEFIT RIDER
  • N/A

  • N/A

TOTAL & PERMANENT DISABILITY PLUS RIDER (MPT/MST)
  • N/A

  • N/A

TOTAL & PERMANENT DISABILITY RIDER (MPDT)
  • N/A

  • N/A

Tokio Marine

Name of Rider Coverage Term Available Premium Type Rider Product Description
BASIC BOOSTER (LLF)
  • N/A

  • N/A

CANCER INCOME RIDER
  • N/A

  • N/A

CANCER WAIVER RIDER
  • N/A

  • N/A

CRITICAL ILLNESS ACCELERATOR RIDER
  • N/A

  • N/A

CRITICAL ILLNESS ACCELERATOR RIDER (TM Term)
  • N/A

  • N/A

CRITICAL ILLNESS BOOSTER (LLF)
  • N/A

  • N/A

CRITICAL ILLNESS RIDER (LLF)
  • N/A

  • N/A

EARLYCARE BOOSTER (LLF)
  • N/A

  • N/A

EARLYCARE RIDER (LLF)
  • N/A

  • N/A

ENHANCED PAYOR BENEFIT RIDER
  • N/A

  • N/A

ENHANCED SPOUSE RIDER
  • N/A

  • N/A

PAYOR BENEFIT RIDER
  • N/A

  • N/A

SPOUSE RIDER
  • N/A

  • N/A

TOTAL & PERMANENT DISABILITY BOOSTER (LLF)
  • N/A

  • N/A

TOTAL & PERMANENT DISABILITY RIDER
  • N/A

  • N/A

TOTAL & PERMANENT DISABILITY RIDER (LLF)
  • N/A

  • N/A

TOTAL & PERMANENT DISABILITY RIDER (TM TERM)
  • N/A

  • N/A

WAIVER OF PREMIUM RIDER
  • N/A

  • N/A