Insurance Process Flow


Insurance@FSM is committed to bringing value to investors, and making your experience with us a breeze, from choosing of insurance products, to the comparison, everything can be done in a seamless manner.


1  Know Your Insurance Needs

When shopping around for a suitable insurance product, there are a few things that you need to know.

  • What's my purpose of buying this product?
  • How much coverage do you need?
  • What's my affordable premium amount?
  • How long do I intend to pay for this policy?
  • Is an overlap of my existing insurance policies?

Step 1: Before you decide to buy

Inusrance flow step 1

However, before we could even start thinking about these questions, we might have to review our existing financial commitments and be certain that we could set aside an amount for this insurance product.


2  Compare The Types of Insurance

When shopping around for a suitable insurance product, there are a few things that you need to know.

Step 2: Consider what to buy

Inusrance flow step 2
  • Select your requirements and shortlist products for consideration from our Insurance Selector
  • Review and compare against similar products from the different insurers
  • After selecting a particular product, you'll be directed to the product factsheet to view the key benefits and eligibility
  • If you are keen, submit an enquiry form to our FSM Advisory team
  • Advisory team will pick it up and contact you

3  Get Advice with Insurance@FSM

Our dedicated team of investment advisers will arrange an appointment with you to run through your existing policies (if any) and to propose a suitable product to match your needs.

Step 3: After you decide to buy

Inusrance flow step 3
  • A fact find process is initiated and proposal forms to be filled up
  • Submission to insurers
  • If medical checkup is needed, insurers will contact clients directly to make this appointment
  • Policy is incepted and you will receive the policy contract via mail. After a year, rebates will be credited into your cash account.